Don't let the unexpected get in the way of your vacation

 
 
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Solutions for Individuals

 
 
 

Mobility


 
 

Mobility Solutions

Suppose you drive or pretend to drive a car, moto, bicycle, or another vehicle in Portugal. In that case, you must know that Insurance is an obligation to do so.

As individuals or businesses, the use of those vehicles exposes us to several risks. We are liable for causing harm to other drivers and third parties or damaging our car.

What damages are granted by your Auto Insurance?

Bónus Certo helps you to find the solution that best suits your needs.

From mandatory minimum coverage (Civil Liability) to different levels of Personal Damage Protection (such as theft or robbery, shock, collision, and overturning), we have several options, combining various services: 24-hour Travel Assistance, Auto Repair Shop Conventions, and Rental Car.

 
Auto Insurance Simulation

Auto Insurance

 

Motorcycle Insurance Simulation

Moto Insurance

Bicycle Insurance Simulation

Bicycle Insurance

Campervan Insurance Simulation

Campervan Insurance

Pleasure Watercraft Insurance Simulation

Pleasure Watercraft

 

Travel Insurance

When we travel for pleasure, unforeseen events also happen. Protect yourself and your family with Travel Insurance!

What kind of medical care will you access, and how much will it cost in England, Morocco, Kenya, the USA, or Mauritius Islands?

What if the luggage gets lost?

We have several coverage solutions for Treatment and Expatriation Expenses, Travel Assistance, Luggage, Death, or Disability.

 
Travel Insurance Simulation

Travel Insurance

 
 

 
 

Family


 
 

Family Solutions

One of the most precious material possessions we have is our home.

Protecting it from possible risks is a legal requirement in Portugal (Fire) and a necessity to guarantee the continuity of our comfort, well-being, and heritage.

For Home Insurance, in addition to Basic Coverage (Fire), we highlight other equally relevant coverages: water damage, storms, and seismic phenomena, among others.

Your house stuffing is also subject to similar risks. Do you know what its value is? Have you added clothing, footwear, bedding, towels, tableware, and furniture?

There are even Multi-Risk Solutions covering Owner or Family Civil Liability. Unforeseen events happen: a vase from our house falls on top of a car or breaking crockery set on a visit to specialty stores.

Do you know that you should take out insurance for your Maid?

There are many questions to answer, but we are here to help.

 
Home Insurance Simulation

Home Insurance

 

Condo Insurance Simulation

Condo Insurance

Maid Insurance Simulation

Maid Insurance

 

Personal Accident Insurance

In the various recreational activities of our daily lives, we are subject to possible accidents, which can jeopardize our physical integrity.

Whether it's a hike, an excursion, a trip, or even a simple football match with friends, the risk of bodily harm is always present.

We have a wide range of solutions for your needs and concerns.

Personal Accident insurance has coverage for Treatment, Daily Allowances for Hospitalization, and Death or Disability, among others.

This kind of insurance protects the well-being of ours and our families.

 

Personal Accident Insurance Simulation

Personal Accident Insurance

Hunting and Fishing Insurance Simulation

Hunting & Fishing Insurance

 
 

 
 

Self-employed


 
 

Self-employed Solutions

An Occupational Accident Insurance insurance is for all professionals who carry out an activity on their account and is mandatory, even if they simultaneously carry out work on behalf of others.

This insurance guarantees coverage in an accident at workduring the journey from home to work, and back.

It includes Indemnity Payments and benefits similar to employees, Guarantee of Treatment and Recovery Expenses, and Extension of Protection outside the national territory.

 
Occupational Accident Insurance Simulation

Occupational Accident

 

Cyber Risks Insurance Simulation

Cyber Risks Insurance

Civil Liability Insurance Simulation

Civil Liability Insurance

 
 

 
 

Healthcare


 
 

Healthcare Solutions

Health is essential and valuable. Without it, projects, family adventures, and good times with friends are left behind.

Prevention is the key!

Multiple solutions allow quick and quality access to various health service providers.

Opt for a Health Plan (access to the chosen Medical Network at more competitive prices) or Health Insurance (access to the chosen Medical Network with pre-defined values and capital for Hospitalization, Consultations, and Exams, among others in specialty).

Get a solution tailored to you and your family, regardless of your age and existing pathologies.

 
Health Insurance Simulation

Health Insurance

 

Senior Health Insurance Simulation

Senior Health Insurance

Dental Insurance Simulation

Dental Insurance

 
 

 
 

Life


 
 

Credit Life Solutions

A Credit Life Insurance is aimed at mortgage credit, guaranteeing capital in the event of death or permanent disability of the Insured Person. Always with the possibility of being subscribed by two Insured Persons.

Since the entry into force of Decree-Law 222/2009 in Portugal, you are free to take out or transfer the insurance associated with your home loan to wherever it is most favorable.

Secure your Home Loan payment for less than you think.

To save up to 60% on Credit Life Insurance costs, ask for a simulation, and you will see your monthly fees reduce.

Be surprised by the price difference between the various offers on the market. We can help you compare and make the best decision.

 
Credit Life Insurance Simulation

Credit Life Insurance

 

Life Solutions

Defend your future for less than you think. Celebrate life, protecting the ones you love the most.

Find out how much the Life Insurance can cost, which will help protect all the remarkable moments in your family's life.

 
Life Risk Insurance Simulation

Life Risk Insurance

 
 

 
 

Savings and Investments


 
 

Savings Solutions

Safe solutions where you can regularly accumulate capital that allows you to achieve your savings goal.

A Retirement Savings Plan is the right solution for those who want to provide (in the medium-long term) a complement to their retirement.

 
Retirement Savings Plan Simulation

RSP

 

Investment Solutions

If you want to invest in the long-term, opt for a solution with greater profitability, greater security, and more solvency margin.

Find a Financial Insurance with Bónus Certo because, for the proper investment, it's worth changing! Contact us and request a review of your investor profile.

 
Capitalisation Simulation

Capitalisation